All products and services
Contact us
Brochures
Travel insurance
It's important to be well insured when you travel abroad
Saga Holidays Travel Insurance
We include comprehensive travel insurance and additional cancellation rights with all of our overseas holidays, including the Channel Islands, Northern Ireland, the Isles of Scilly and river and ocean cruises.
If you have your own insurance a price reduction is available.
Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Holidays Travel Insurance is underwritten by Astrenska Insurance Limited who meet our high standards of quality and service. Cover is subject to medical questions.
For holidays in mainland Britain, if you take the UK insurance we will also include additional cancellation rights.
Saga Holidays are for anyone aged over 50. A travel companion may be over 40.
For information on our additional cancellation rights, please refer to section 11 of our booking conditions.
Please be aware that separate cancellation cover for Coronavirus is included when you choose travel insurance.
Our Travel Insurance policy will only provide cover for any claims caused by or relating to Coronavirus Disease (COVID-19), or any mutation of, under the 'Emergency medical associated expenses' section of your policy book. This section provides insurance for emergency medical and associated costs not covered by the National Health Service or any reciprocal health agreement.
Summary of the travel insurance cover
| Maximum amount payable per insured person | |||||
| Benefit | Overseas holidays (including river cruises) | Ocean cruise holidays | UK holidays | Excess per claim | |
| 1. |
|
£5,000,000 £20 per day (£500 maximum) |
£5,000,000 £20 per day (£500 maximum) |
£10,000 £10 per day (£200 maximum) |
£70 Nil |
| 2. | Curtailment | £7,500 | £10,000 for European cruises £50,000 for worldwide cruises |
£,3000 | £70 |
| 3. | Personal accident | £15,000 | £15,000 | £2,000 | Nil |
| 4. | Criminal injuries benefit | £100,000 | £100,000 | No cover available | Nil |
| 5. |
|
£1,500 £250 £350 £100 |
£2,500 £300 £350 £150 |
£750 £200 £300 £50 |
£70 Nil |
| 6. | Money and documents Cash limit |
£500 £200 |
£500 £200 |
£500 £200 |
£70 |
| 7. | Loss of passport expenses | £200 | £200 | £200 | Nil |
| 8. | Personal liability | £1,000,000 | £1,000,000 | £1,000,000 | Nil |
| 9. | Missed departure | £500 Europe £1,000 worldwide |
£500 Europe £1,000 worldwide |
No cover available |
Nil |
| 10. | Travel delay
|
£7,500 (£100 for Isles of Scilly) £150 |
£7,500 (£100 for Isles of Scilly) £150 |
No cover available |
£70 Nil |
| 11. | Legal expenses - legal costs for personal injury or death compensation | £50,000 | £50,000 |
Nil | |
Planning more than one trip this year?
If you're a regular holidaymaker and travelling more than once in a year, our annual Saga Travel Insurance could be right for you. Tailored for the over 50s, our multi-trip insurance option gives you cover for multiple holidays throughout the year.
With an annual Saga Travel Insurance policy you’re covered to travel up to a maximum of 180 days per year in your chosen region or up to 45 days per trip with the option to extend to 60 or 90 days (90 day extension excludes USA, Canada, Mexico and Caribbean Islands policies).