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Travel insurance

It's important to be well insured when you travel abroad

Saga Holidays Travel Insurance

We include comprehensive travel insurance and additional cancellation rights with all of our overseas holidays, including the Channel Islands, Northern Ireland, the Isles of Scilly and river and ocean cruises.

If you have your own insurance a price reduction is available.

Saga’s range of insurance products is designed specifically for our customers and is unique to us. Saga Holidays Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch who meet our high standards of quality and service. Cover is subject to medical questions.

For holidays in mainland Britain, if you take the UK insurance we will also include additional cancellation rights.

Saga Holidays are for anyone aged over 50. A travel companion may be over 40.

For information on our additional cancellation rights, please refer to section 11 of our booking conditions.

Please be aware that separate cancellation cover for Coronavirus is included when you choose travel insurance.

Our Travel Insurance policy will only provide cover for any claims caused by or relating to Coronavirus Disease (COVID-19), or any mutation of, under the 'Emergency medical associated expenses' section of your policy book. This section provides insurance for emergency medical and associated costs not covered by the National Health Service or any reciprocal health agreement.

Summary of the travel insurance cover

Maximum amount payable per insured person
 Benefit Overseas holidays (including river cruises) Ocean cruise holidays UK holidays Excess per claim
1.
  1. Medical expenses
  2. Hospital benefit
£5,000,000
£20 per day (£500 maximum)
 £5,000,000
£20 per day (£500 maximum)
£10,000
£10 per day (£200 maximum) 
£70
Nil
2. Curtailment £7,500 £10,000 for European cruises
£50,000 for worldwide cruises
£,3000  £70
3. Personal accident £15,000 £15,000 £2,000 Nil
4. Criminal injuries benefit £100,000 £100,000  No cover available Nil
5.
  1. Baggage
    1. Single article limit
    2. Overall valuable limit
  2. Temporarily lost baggage over 12 hours
£1,500
£250
£350
£100
£2,500
£300
£350
£150
£750
£200
£300
£50
£70


Nil 
6. Money and documents
Cash limit
£500
£200
£500
£200
£500
£200
£70 
7. Loss of passport expenses £200 £200 £200 Nil
8. Personal liability £1,000,000 £1,000,000 £1,000,000 Nil
9. Missed departure  £500 Europe
£1,000 worldwide
£500 Europe
£1,000 worldwide
No cover available
Nil
10. Travel delay
  1. Deposit/Cancellation charges
  2. Compensation

£7,500 (£100 for Isles of Scilly)
£150

£7,500 (£100 for Isles of Scilly)
£150
No cover available
£70

Nil
11. Legal expenses - legal costs for personal injury or death compensation  £50,000 £50,000
  Nil

Coronavirus cancellation cover

We’re working hard so you can travel with us again soon.

Our award winning holidays and cruises now offer more peace of mind with included coronavirus cancellation cover.

Planning more than one trip this year?

If you're a regular holidaymaker and travelling more than once in a year, our annual Saga Travel Insurance could be right for you. Tailored for the over 50s, our multi-trip insurance option gives you cover for multiple holidays throughout the year.

With an annual Saga Travel Insurance policy you're covered to travel up to a maximum of 120 days per year in your chosen region or up to 45 days per trip with the option to extend to 60 or 90 days (extensions exclude USA, Canada and the Caribbean Islands).